Dental practice financing for equipment, acquisition, or expansion
Get dental practice financing for new equipment, a practice acquisition, an expansion, or working capital. We match you with lenders who weigh practice cash flow over perfect personal credit, then you compare their offers.
Checking rates does not impact your personal credit score.
4.9 Excellent · 3,200+ reviews via Big Think Capital- EBITDA
- Production-to-collection
- Practice valuation
- SBA 7(a) loan
- Debt-service coverage
- Equipment collateral
- Accounts receivable
- Working capital
Dental practice financing
Financing options matched to your situation, in one place.
- ACQUISITION Dental practice purchase Secure capital to buy an existing patient base and physical facility.
- EQUIPMENT Imaging and chair tech Finance new intraoral scanners or cone beam systems for your clinic.
- REMODEL Office renovations Loans designed to update your waiting room or expand your operatory space.
- WORKING Operational cash flow Bridge gaps in cash flow with flexible debt terms for daily expenses.
- $50K–$5M Funding range available
- 24–48 hours Initial decision turnaround
- 1 soft pull Credit impact during pre-qual
What business owners say
4.9-
This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
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Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
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They gave me a chance when nobody else would. I'm very satisfied.
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Dental industry expertise
- Lenders understand production-to-collection ratios in dentistry.
- We focus solely on DSOs, private practices, and startups.
Streamlined compliance
- We handle documentation for SBA and conventional commercial loans.
- Our partners verify collateral value without over-appraising.
Speed to capital
- Pre-qualification reduces wait times from months to days.
- Automated systems ensure faster underwriting for equipment loans.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Credit score sensitivity
Traditional banks automatically flag dentists with lower personal scores.
Specialized collateral
Standard commercial lenders struggle to value specialized dental tech.
New startup status
Banks often require two years of tax returns for startup financing.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Solo practitioner
Purchase of a new 3D cone beam scanner and surgical suite upgrade.
Multi-location DSO
Acquisition of an existing practice with 2,000 active patient files.
Startup dentist
Leasehold improvements and initial equipment purchase for new office.
Established practice
Consolidating high-interest credit card debt into a single term loan.
Managing your practice financials
Beyond lending, access guides on tax planning, practice valuation for exit strategies, and managing accounts receivable effectively.